Banqsoft is one of the leading providers of financial software solutions for asset finance, digital banking and credit management in the Nordics. We offer the technology, insight and expertise needed for financial service providers to keep up with tomorrow's digital transformations.

Our experience from a high-cost region has made it necessary to focus on standardization, modularization, simplification, automation, straight-through processing and efficient self-service solutions. We believe automation is key to staying ahead of the competition in today's highly digital age.

At the same time, we also believe that innovation and business development provide new financial products and competitive distribution channels, which give our customers new business opportunities and competitive advantages in the market. These concepts are what drive our company at the core of what we do - providing seamless software that enable financial innovation for our customers, and their customers, too.

Our state-of-the-art core flexible software suites, View21 and Lighthouse, offer a wide range of standardized and highly automated end-to-end concepts that meet the many new requirements and services in today's financial industries, through the use of open architecture and flexible customization - all in one platform. 

We have a proven track record among our customers to offer new products and services to the market with the shortest possible time to action, with our aim to also combine cost efficient portfolio management with state-of-the-art solutions to support your operation.

Today, our solutions and services are used in over 30 countries by leading banks, asset-based financial services providers and credit management companies in the Nordics and around the world.

Our headquarters are located in Oslo with eight offices across Norway, Sweden, Finland, Denmark and development centers located in Poland and Malaysia.


Banqsoft was established in 1994 and is since 2015 a fully owned subsidiary of the Danish IT group KMD, an NEC company. KMD is a leading supplier of IT services to Denmark's public sector, as well as the private sector in Denmark, Sweden and Norway, while NEC is a global Japanese technology group.

Our 350 employees across Norway, Sweden, Finland, Denmark, Poland and Malaysia develop and manage over 150 installations for 100 financial providers with sales agents and customers in 30 countries.


Our Customers

Banqsoft proudly provides solutions to some of the top leading financial service providers today.





Company History

Our Mission & Vision

Our Mission

Our mission is driven by innovation and business development to give our customers new business opportunities and competitive advantages so they can stay ahead of future market changes and innovations.

Our Vision

Our vision is to be the leading provider of financial software services for asset finance, digital banking and credit management companies among the Nordic and Central European markets.

Banqsoft's Management Team

Terje Kjøs, Chief Executive Officer

Terje Kjøs

Chief Executive Officer

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About Terje Kjøs

CEO Terje Kjøs has been working within the Banking IT area for more than 20 years. With background from EVRY and Santander, Terje has long experience with bank and finance software implementations in the European market. Terje joined Banqsoft in 2010 and has filled various management positions, most recently as Head of the Financial Solutions area, focusing on product development. Terje took over as CEO in January 2018.

Kristina Salemyr

Director of Digital Banking

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About Kristina Salemyr

Kristina Salemyr is a seasoned leader with more than 20 years of experience from the financial services industry, primarily from Nordea and Nasdaq (OMX). Over the years, Kristina has held leadership positions in Sales/Account Management, Business Development and Product Management, Customer Services and Operations, always working in the crossroads between business and IT. Before joining Banqsoft in April 2021, Kristina worked for the consultancy firm Influence where she led strategic initiatives in the banking sector.

Per Högberg, Business Area Manager Services & Customer Service Management

Per Högberg

Director of Asset Finance

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About Per Högberg

Per Högberg has been working in management positions in the IT area for more then 20 years across a variety of industries, both as IT manager, manager for Consultancy teams and managing Project delivery teams. Per joined Banqsoft in 2016 from the position as head of Projects and Process development at BMW Financial Services Scandinavia AB.

Fredrik Sundby

Director of Credit Management

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About Fredrik Sundby

Fredrik has 18 years of broad exp​​erience within credit management and financial services, with a background primarily related to credit and operations, sales and customer relationship management, business development, IT, product management and responsibility for business units. Before joining Banqsoft in June 2021, Fredrik spent his earlier career within Lindorff and INTRUM in various roles both internationally and domestically, most recently as Head of Loan and Invoice services.

Sofia Norsebäck

Head of Project Management

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About Sofia Norsebäck

Sofia Norsebäck has been working within the Banking and Finance industry for 15 years, held different positions within customer service, operations, compliance and mainly project management in companies such as BlueStep Citibank and Emric/TietoEvry. Sofia joined Banqsoft 2014 and has had different roles, the most recent one before taking over PMO in 2019 was as Business Unit manager for Customer Experience.

Tobias Wikström

Sales Director Nordic

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About Tobias Wikström

Tobias Wikström is a business professional with more than 20 years experience from the IT-industry working in sales, business development and product management. In recent years, Tobias has focused on the software industry in areas such as cash management, invoice management, asset finance and retail banking. Prior to joining Banqsoft in 2017, Tobias held several prominent commercial roles during his 11 years at OpusCapita.