Sales finance, application processing

With the global explosion of online sales and e-commerce, Banqsoft has developed its Sales Finance offering, which enable finance companies to offer different payment options to their merchant/vendor partners and operate in new channels.

Digital transformations have tremendously changed the way consumers purchase and shop - and today, e-commerce is the largest industry in the world. Consumers expect the efficiency and convenience to shop anytime, anywhere and with flexible payment options.

The Sales Finance offering from Banqsoft covers the entire purchase chain, from onboarding new customers, finance creation (reservation of new purchases), finance activation (upon delivery), proper handling of returns and cancellations and Merchant settlement.

All products are configurable supporting fees, interest, installment types, and rules for income-sharing between the merchant and finance company.

Banqsoft's Sales Finance solution enable finance companies to automate and digitize their offerings, so they can operate in new channels with even more merchants and focus on their core business. 

Supported Financial Products


Credit-line product. Multi-purchase function available per account, with same terms and conditions. Can be general or merchant specific.

Shopping Account

Shopping account connected to credit lines. The product handles transactions as an individual account.
Additionally, each purchase can be handled as tranches, supporting different terms and conditions with common invoicing.Tranches support down payments and payment-free periods.


Distribution of invoices. Configured per merchant decided by the merchant/web shop terms of payment. Invoices can be converted to account products.
The solution also supports Delayed Invoices, which enables the invoice recipient to be presented with an option to delay the payment.

Our Solution Supports the Entire Purchase Flow

Banqsoft Sales Finance supports the entire purchase flow

Learn more about Banqsoft's solutions for Sales Finance

Let us help you

Do you have questions about our services? Connect with us and we'll explore possibilities together based on your needs. We are ready to help and answer any questions you have.