Retail Banking

Banqsoft offers a wide range of financial products and services designed to handle present and future challenges for the banking industry

Our product line consists of deposit accounts, current accounts, credits, consumer loans, mortgage, debit- and credit cards, as well as factoring and can easily be tailored to your specific market requirements.

Bank in a box is a standardized, pre-configured, feature-rich and highly automated end-to-end concept that supports financial products as Deposits & Savings, Loans & Credits, Debit & Credit cards, including open API’s, reporting, compliance built-in, all delivered as a ”turnkey” service.

By introducing Bank in a box, Banqsoft has dramatically reduced the time to action for new startups, banks who want to launch new products, grow cross-border, or need to establish a simplified parallel bank due to extensive core bank renewal projects. Time to market, rich functionality, geographical reach and low total cost of ownership has been the winning recipe for the Bank in a box concept.

PSD2 is the biggest game changer in the banking industry ever and requires banks to open their platforms to other payment providers. As a result of PSD2, Open Banking has become a new financial model, which refers to the use of open APIs to enable new banking services and greater financial transparency for account holders and 3rd parties.

A flexible core platform is required to provide scalable real-time data access and to launch new APIs quickly, which is spot on what Banqsoft offers. Our product suite called View21 includes open API’s to simplify adaption to the new compliance requirements as well as making it easy to embrace new business opportunities in the cooling water of PSD2.