Banqsoft is a Nordic-based market leader offering financial software solutions for asset finance, digital banking and credit management. We provide cutting-edge technology solutions and industry expertise to enable service providers to stay competitive in an increasingly digital financial landscape.

Our experience from a high-cost region has made it necessary to focus on standardized solutions, modularization, simplification, automation, straight-through processing and efficient self-service solutions. We believe these concepts are key to staying competitive in today's increasingly digital financial landscape.

At the same time, we believe that continuous innovation and business development drive new financial products and competitive distribution channels, giving our customers new business opportunities and competitive advantages in the market. These concepts are what drives  the core of what we do.

Our state-of-the-art core flexible software suites, View21 and Lighthouse, offer a wide range of standardized and highly automated end-to-end solutions that meet the many new requirements and services in today's financial industries, through the use of open architecture and flexible customization - all in one platform. 

Banqsoft was established in 1994 and is since 2015 a fully owned subsidiary of the Danish IT group KMD, an NEC company. KMD is a leading supplier of IT services to Denmark's public sector, as well as the private sector in Denmark, Sweden and Norway, while NEC is a global Japanese technology group.

Our headquarters are located in Oslo with eight offices across Norway, Sweden, Finland, Denmark and development centers located in Poland and Malaysia.

Customers Around the Globe

25+ Years Industry Experience

Banqsoft software is used across 30 countries around the globe

Our Customers

Banqsoft proudly provides solutions to some of the top leading financial service providers today.

Bank Norwegian, Digital Bank, Niche Banking

Bank Norwegian

A market leading digital consumer finance bank based in the Nordics with more than 1.7 million customers today.

BNP Paribas

BNP Paribas Leasing Solutions

A European Leader in asset finance, serving its clients and industrial partners by offering rental and finance solutions for their professional equipment.

Santander

Santander Consumer Bank

One of the largest Nordic niche banks providing loans and credits, credit cards, deposits and insurance to private customers.

Sandvik

Sandvik

A high-tech and world leading provider of engineering equipment for the mining, rock excavation and construction industries.

Toyota Financial Services

Toyota Financial Services

A globally-recognized brand offering auto and commercial vehicles financing for the Toyota brand.

Scania

Scania

Scania is a globally recognized and world-leading provider of transport solutions, with offices located in 100 countries.
Lahitapiola

LahiTapiola

A market leading financial service provider based in Finland, offering consumer solutions for insurance, consumer loans, savings and investment accounts.

Axactor

Axactor

Axactor is a Nordic-based, next-gen debt management company, offering solutions for debt collection, debt purchasing and account receivable management with operations in six European countries.

Eika

Eika Group

Eika Group is the financial group in the Eika Alliance and based in Norway, owned by 69 local banks. The bank provides a complete range of financial products for banking, with key services from payment services, finance, accounting services and more.

Instabank

Instabank

Instabank is a leading digital financial service provider based in Norway, offering solutions from consumer loans, credit cards, saving and insurance accounts. 

Euler Hermes

Euler Hermes

A global leader in trade credit insurance and a recognised specialist in the areas of surety, collections, structured trade credit and political risk.

Our Mission

Our mission is driven by innovation and business development to give our customers new business opportunities and competitive advantages so they can stay ahead of future market changes and innovations.

Our Vision

Our vision is to be the leading provider of financial software services for asset finance, digital banking and credit management companies among the Nordic and Central European markets.

Banqsoft's Management Team

Terje Kjøs, Chief Executive Officer

Terje Kjøs

Chief Executive Officer

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About Terje Kjøs

CEO Terje Kjøs has been working within the Banking IT area for more than 20 years. With background from EVRY and Santander, Terje has long experience with bank and finance software implementations in the European market. Terje joined Banqsoft in 2010 and has filled various management positions, most recently as Head of the Financial Solutions area, focusing on product development. Terje took over as CEO in January 2018.

Espen Odland Larsen

Chief Financial Officer

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About Espen Odland Larsen

Espen Odland Larsen is a seasoned Finance professional with more than 20 years of experience working in a variety of finance roles, from telecom services for the business market to IT outsourcing, ASP and multiple start-ups. Espen joined Adra Software as CFO from 2007-2017, and thereafter held the position as global VP of Finance for Mid-Market solutions at Trintech including North America, EMEA and APAC regions. Espen joined Banqsoft as CFO in 2022.

Tobias Wikström

Chief Commercial Officer

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About Tobias Wikström

Tobias Wikström is a business professional with more than 20 years experience from the IT-industry working in sales, business development and product management. In recent years, Tobias has focused on the software industry in areas such as cash management, invoice management, asset finance and retail banking. Prior to joining Banqsoft in 2017, Tobias held several prominent commercial roles during his 11 years at OpusCapita.

Kristina Salemyr

Director of Digital Banking

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About Kristina Salemyr

Kristina Salemyr is a seasoned leader with more than 20 years of experience from the financial services industry, primarily from Nordea and Nasdaq (OMX). Over the years, Kristina has held leadership positions in Sales/Account Management, Business Development and Product Management, Customer Services and Operations, always working in the crossroads between business and IT. Before joining Banqsoft in April 2021, Kristina worked for the consultancy firm Influence where she led strategic initiatives in the banking sector.

Per Högberg, Business Area Manager Services & Customer Service Management

Per Högberg

Director of Asset Finance

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About Per Högberg

Per Högberg has been working in management positions in the IT area for more then 20 years across a variety of industries, both as IT manager, manager for Consultancy teams and managing Project delivery teams. Per joined Banqsoft in 2016 from the position as head of Projects and Process development at BMW Financial Services Scandinavia AB.

Fredrik Sundby

Director of Credit Management

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About Fredrik Sundby

Fredrik has 18 years of broad exp​​erience within credit management and financial services, with a background primarily related to credit and operations, sales and customer relationship management, business development, IT, product management and responsibility for business units. Before joining Banqsoft in June 2021, Fredrik spent his earlier career within Lindorff and INTRUM in various roles both internationally and domestically, most recently as Head of Loan and Invoice services.

Sofia Norsebäck

Director of Technology and Operations

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About Sofia Norsebäck

Sofia Norsebäck has been working within the Banking and Finance industry for 15 years, held different positions within customer service, operations, compliance and mainly project management in companies such as BlueStep Citibank and Emric/TietoEvry. Sofia joined Banqsoft 2014 and has had different roles, the most recent one before taking over PMO in 2019 was as Business Unit manager for Customer Experience.

Meet our Teams

Celebrating International Women's Day - Meet our #WomeninTech

International Women’s Day is celebrated each year on March 8th, and we’re taking the opportunity to celebrate our #WomeninTech across Banqsoft and in the industry.

Banqsoft DevOps Payment Team Develop Solutions for Cloud-Native Payment Processing

The world of consumer banking is continually evolving - and Banqsoft’s DevOps Payments team has been at the forefront designing solutions for cloud native payment processing. Read on for an insider look about the team and some of their latest project developments.

Credit Management API Developers: Meet Them On Their Doorstep

API Developers reach Milestones for Banqsoft's Procasso Debt Collection solution and its municipal customers, despite WFH requirements during 2021. Read on to learn more.

From Professional Skiing to a Career in Fintech: Meet Mari Eide

Mari Eide, legacy World Champion ski medalist from Seefeld 2019, joined Banqsoft as a Business Consultant in January 2021. Read as she shares her strategy on solving challenges, what it takes to make a successful team and how working agile can be a key to success.

More About Banqsoft

Compliance

Banqsoft operates with zero tolerance towards corruption, bribery and facilitation payments and is part of the KMD Group Anti-corruption program

Partners

Our partners reflect our ambition to deliver the highest possible quality to our customers, in the most efficient and user-friendly way.

Careers

Banqsoft is continuously looking for dedicated people to join our group of highly skilled and motivated employees within banking, finance or technology.