Our experience from a high-cost region has made it necessary to focus on standardized solutions, modularization, simplification, automation, straight-through processing and efficient self-service solutions. We believe these concepts are key to staying competitive in today's increasingly digital financial landscape.
At the same time, we believe that continuous innovation and business development drive new financial products and competitive distribution channels, giving our customers new business opportunities and competitive advantages in the market. These concepts are what drives the core of what we do.
Our state-of-the-art core flexible software suites offer a wide range of standardized and highly automated end-to-end solutions that meet the many new requirements and services in today's financial industries, through the use of open architecture and flexible customization - all in one platform.
Banqsoft was established in 1994 and is since 2015 a fully owned subsidiary of the Danish IT group KMD, an NEC company. KMD is a leading supplier of IT services to Denmark's public sector, as well as the private sector in Denmark, Sweden and Norway, while NEC is a global Japanese technology group.
Our headquarters are located in Oslo with eight offices across Norway, Sweden, Finland, Denmark and development centers located in Poland and Malaysia.
Customers Around the Globe
25+ Years Industry Experience
Banqsoft software is used across 30 countries around the globe
The Banqsoft story shows a growth journey with average yearly growth of around 15% since 2010. This shows trust from our multitude of customers and a great contribution from our hard working employees.
Banqsoft proudly provides solutions to some of the top leading financial service providers today.
A market leading digital consumer finance bank based in the Nordics with more than 1.7 million customers today.
A European Leader in asset finance, serving its clients and industrial partners by offering rental and finance solutions for their professional equipment.
One of the largest Nordic niche banks providing loans and credits, credit cards, deposits and insurance to private customers.
A high-tech and world leading provider of engineering equipment for the mining, rock excavation and construction industries.
A globally-recognized brand offering auto and commercial vehicles financing for the Toyota brand.
A market leading financial service provider based in Finland, offering consumer solutions for insurance, consumer loans, savings and investment accounts.
Axactor is a Nordic-based, next-gen debt management company, offering solutions for debt collection, debt purchasing and account receivable management with operations in six European countries.
Eika Group is the financial group in the Eika Alliance and based in Norway, owned by 69 local banks. The bank provides a complete range of financial products for banking, with key services from payment services, finance, accounting services and more.
Instabank is a leading digital financial service provider based in Norway, offering solutions from consumer loans, credit cards, saving and insurance accounts.
CEO Terje Kjøs has been working within the Banking IT area for more than 20 years. With background from EVRY and Santander, Terje has long experience with bank and finance software implementations in the European market. Terje joined Banqsoft in 2010 and has filled various management positions, most recently as Head of the Financial Solutions area, focusing on product development. Terje took over as CEO in January 2018.
Espen Odland Larsen is a seasoned Finance professional with more than 20 years of experience working in a variety of finance roles, from telecom services for the business market to IT outsourcing, ASP and multiple start-ups. Espen joined Adra Software as CFO from 2007-2017, and thereafter held the position as global VP of Finance for Mid-Market solutions at Trintech including North America, EMEA and APAC regions. Espen joined Banqsoft as CFO in 2022.
Tobias Wikström is a business professional with more than 20 years experience from the IT-industry working in sales, business development and product management. In recent years, Tobias has focused on the software industry in areas such as cash management, invoice management, asset finance and retail banking. Prior to joining Banqsoft in 2017, Tobias held several prominent commercial roles during his 11 years at OpusCapita.
Sofia Norsebäck has been working within the Banking and Finance industry for 15 years, held different positions within customer service, operations, compliance and mainly project management in companies such as BlueStep Citibank and Emric/TietoEvry. Sofia joined Banqsoft 2014 and has had different roles, the most recent one before taking over PMO in 2019 was as Business Unit manager for Customer Experience.
Per Högberg has been working in management positions in the IT area for more then 20 years across a variety of industries, both as IT manager, manager for Consultancy teams and managing Project delivery teams. Per joined Banqsoft in 2016 from the position as head of Projects and Process development at BMW Financial Services Scandinavia AB.
Kristina Salemyr is a seasoned leader with more than 20 years of experience from the financial services industry, primarily from Nordea and Nasdaq (OMX). Over the years, Kristina has held leadership positions in Sales/Account Management, Business Development and Product Management, Customer Services and Operations, always working in the crossroads between business and IT. Before joining Banqsoft in April 2021, Kristina worked for the consultancy firm Influence where she led strategic initiatives in the banking sector.
Fredrik has 18 years of broad experience within credit management and financial services, with a background primarily related to credit and operations, sales and customer relationship management, business development, IT, product management and responsibility for business units. Before joining Banqsoft in June 2021, Fredrik spent his earlier career within Lindorff and INTRUM in various roles both internationally and domestically, most recently as Head of Loan and Invoice services.
Aislinn joined Banqsoft in 2022 and has extensive experience of working within the People & Culture field, leading European and subsequently global HR teams in the Financial Services industry since 2009. Aislinn’s background has carved a particular focus on governance, scalable people infrastructure and cultural development.
Celebrating International Women's Day - Meet our #WomeninTech
International Women’s Day is celebrated each year on March 8th, and we’re taking the opportunity to celebrate our #WomeninTech across Banqsoft and in the industry.
Banqsoft DevOps Payment Team Develop Solutions for Cloud-Native Payment Processing
The world of consumer banking is continually evolving - and Banqsoft’s DevOps Payments team has been at the forefront designing solutions for cloud native payment processing. Read on for an insider look about the team and some of their latest project developments.
Credit Management API Developers: Meet Them On Their Doorstep
API Developers reach Milestones for Banqsoft's Procasso Debt Collection solution and its municipal customers, despite WFH requirements during 2021. Read on to learn more.
From Professional Skiing to a Career in Fintech: Meet Mari Eide
Mari Eide, legacy World Champion ski medalist from Seefeld 2019, joined Banqsoft as a Business Consultant in January 2021. Read as she shares her strategy on solving challenges, what it takes to make a successful team and how working agile can be a key to success.